IAM Blog
Financial Planning Considerations for American Digital Nomads Abroad
More and more countries are now offering Digital Nomad Visas, allowing Americans to work remotely while exploring new cultures. This freedom comes with financial challenges, however, and living abroad requires careful financial planning to preserve and grow your...
Cash Flow Planning for Americans Moving Abroad
While moving abroad can feel like a thrilling leap into a better life, for Americans, living overseas adds financial complexities that most expats don’t know too much about before they move. Perhaps your income is in a different currency than the one where you’ll be...
Banking Considerations and Options for Americans Living Abroad
Living abroad brings adventure and opportunity, but managing your finances as a US expat can be complicated. Finding the right banking options as an American abroad is essential to minimize fees, access your money globally, and stay compliant with US compliance rules....
Financial Planning Considerations for Americans Perpetually Travelling Abroad
Life as a perpetual traveller feels like freedom, with no lease, no routine, and no commute. Your home is wherever you roam. For many Americans, it’s the dream life: exploring Lisbon one month, working from a beach café in Thailand the next. As you travel, it’s...
Insurance Considerations for Americans Living Abroad
Moving abroad as an American opens up a world of opportunity, but also a variety of financial questions. How do you protect your income? What happens to your retirement accounts? Will your US health insurance still cover you? And what about life insurance and estate...
Financial Considerations for Americans Working in Antarctica
Living in Antarctica is a once-in-a-lifetime adventure. You’re thousands of miles from the nearest bank, have limited access to the internet, and are surrounded by ice. But even when you’re off the grid, your financial life can’t be. Whether you’re a scientist...
What Options Do American Expats Have for Investing (Depending How Much They Have to Invest)?
Living abroad as an American expat offers incredible rewards: new cultures, exciting opportunities, and a fresh perspective on life. But alongside these benefits there are some real challenges, especially when it comes to managing your finances. Not least among the...
How to Get Your Money Out of the US (without triggering tax traps or freezing your brokerage account)
American investors often tend to overconcentrate in US-dollar assets. US markets have seen great growth for a long time, but times are changing, and many American investors are now looking to diversify and invest and move their money abroad. Reasons for this include...
Considerations for High Net Worth Americans Moving Abroad
Relocating abroad is an exciting new life chapter, but for high net worth Americans, it also introduces new layers of financial complexity. You’ll need to plan for international tax obligations, including understanding the US and local implications of US and overseas...
Record Numbers of Americans Are Moving Abroad
Record numbers of Americans are moving abroad. Up to 9 million Americans live outside the US, and the number keeps growing. High costs at home, especially in housing and healthcare, and a desire to experience life in another country are main factors. Political and...
How Should US Expats Respond to Market Volatility?
For Americans, living abroad adds new layers of complexity to your finances. Currency and cross-border tax considerations are among factors that make investing as an expat more complex. In this article, we’ll explore how US expats might respond to market volatility,...
Should Expats Roll Over Their 401(k)s to IRAs?
As a US expat, transferring your 401(k) to a foreign pension plan can incur significant tax penalties since tax-free rollovers from US plans to non-US plans, and vice-versa, are generally not allowed under IRS regulations. However, rolling it into a US-based...
The Top 5 Digital Nomad Visas in Asia
More countries in Asia have recently joined the long list of countries worldwide offering digital nomad residency visas. These programs offer the opportunity for American remote workers to explore new cities, beaches and communities and to immerse yourself in a...
International Asset Management President Tom Zachystal in Thailand Next Week
IAM President Tom Zachystal will be arriving in Thailand tomorrow and is available to meet over the next week - Chiang Mai - Tuesday February 25th Bangkok - Friday February 28th If you'd like to meet with Tom to discuss your investments and IAM's investment management...
The 3 Pillars of Retirement Saving for US Expats
Retirement planning is essential for everyone, however Americans living abroad face unique challenges that can require different strategies. In this article, we explore how US expats can secure their financial future by focusing on the 3 pillars of retirement saving,...
A Guide to Investing and Financial Planning for Americans Living in the Philippines
The Philippines, known for its rich culture and warm hospitality, offers a unique and dynamic environment for US expats seeking investment opportunities. However, managing finances in the Philippines requires an understanding of both US and Philippine tax rules, as...
Investment Risk Management Strategies for Americans Moving Abroad
Relocating abroad is an exciting prospect, offering new opportunities for personal and professional growth and cultural experiences. However, as an American expat, moving abroad also brings challenges, particularly when it comes to managing your investments....
Should Americans Living Abroad Report Their Non-US Investments?
Americans living abroad have the opportunity to explore and invest in local opportunities as well as continue investing in the US. However, there are complex US reporting rules for Americans who have investments overseas. These rules fall into 4 main categories: FATCA...
Cross-border Wealth Management Questions for Americans Moving Abroad
When planning to relocate from the US to another country, there’s a lot to consider. As well as visas, accommodation, relocation logistics and adjusting to a new culture, equally important is ensuring that your wealth and financial strategies are protected and aligned...
Charitable Giving Considerations for Americans Living Abroad
Charitable giving is a way for American expats to contribute to causes they care about, even while living abroad. However, the process and tax implications of charitable donations is different for expats compared to living in the US, and it can vary depending on your...