American investors often tend to overconcentrate in US-dollar assets. US markets have seen great growth for a long time, but times are changing, and many American investors are now looking to diversify and invest and move their money abroad. Reasons for this include...
Relocating abroad is an exciting new life chapter, but for high net worth Americans, it also introduces new layers of financial complexity. You’ll need to plan for international tax obligations, including understanding the US and local implications of US and overseas...
Record numbers of Americans are moving abroad. Up to 9 million Americans live outside the US, and the number keeps growing. High costs at home, especially in housing and healthcare, and a desire to experience life in another country are main factors. Political and...
For Americans, living abroad adds new layers of complexity to your finances. Currency and cross-border tax considerations are among factors that make investing as an expat more complex. In this article, we’ll explore how US expats might respond to market volatility,...
In recent years, Fidelity Investments has increasingly limited its ability to serve US citizens living abroad. While the firm does not always outright close accounts, many expats experience progressive restrictions that effectively freeze their ability to invest, and...
As a US expat, transferring your 401(k) to a foreign pension plan can incur significant tax penalties since tax-free rollovers from US plans to non-US plans, and vice-versa, are generally not allowed under IRS regulations. However, rolling it into a US-based...
More countries in Asia have recently joined the long list of countries worldwide offering digital nomad residency visas. These programs offer the opportunity for American remote workers to explore new cities, beaches and communities and to immerse yourself in a...
Swiss-based UBS, one of the world’s largest wealth managers, has increasingly limited its willingness to serve US citizens living abroad. While not every expat account is immediately closed, many clients encounter restrictions that eventually lead to account transfers...
IAM President Tom Zachystal will be arriving in Thailand tomorrow and is available to meet over the next week - Chiang Mai - Tuesday February 25th Bangkok - Friday February 28th If you'd like to meet with Tom to discuss your investments and IAM's investment management...
Tom Zachystal is President and Chief Investment Officer at International Asset Management, which specializes in financial planning and investment advice for Americans moving or living abroad. Tom has an MBA in Global Management from Thunderbird University in Glendale, Arizona, and holds the Chartered Financial Analyst (CFA) credential, and is a Certified Financial Planner™ (CFP™) practitioner. Tom has been providing investment advisory services to overseas Americans for over 20 years.
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