IAM Blog
The Top 5 Digital Nomad Visas in Asia
More countries in Asia have recently joined the long list of countries worldwide offering digital nomad residency visas. These programs offer the opportunity for American remote workers to explore new cities, beaches and communities and to immerse yourself in a...
International Asset Management President Tom Zachystal in Thailand Next Week
IAM President Tom Zachystal will be arriving in Thailand tomorrow and is available to meet over the next week - Chiang Mai - Tuesday February 25th Bangkok - Friday February 28th If you'd like to meet with Tom to discuss your investments and IAM's investment management...
The 3 Pillars of Retirement Saving for US Expats
Retirement planning is essential for everyone, however Americans living abroad face unique challenges that can require different strategies. In this article, we explore how US expats can secure their financial future by focusing on the 3 pillars of retirement saving,...
A Guide to Investing and Financial Planning for Americans Living in the Philippines
The Philippines, known for its rich culture and warm hospitality, offers a unique and dynamic environment for US expats seeking investment opportunities. However, managing finances in the Philippines requires an understanding of both US and Philippine tax rules, as...
Investment Risk Management Strategies for Americans Moving Abroad
Relocating abroad is an exciting prospect, offering new opportunities for personal and professional growth and cultural experiences. However, as an American expat, moving abroad also brings challenges, particularly when it comes to managing your investments....
Should Americans Living Abroad Report Their Non-US Investments?
Americans living abroad have the opportunity to explore and invest in local opportunities as well as continue investing in the US. However, there are complex US reporting rules for Americans who have investments overseas. These rules fall into 4 main categories: FATCA...
Cross-border Wealth Management Questions for Americans Moving Abroad
When planning to relocate from the US to another country, there’s a lot to consider. As well as visas, accommodation, relocation logistics and adjusting to a new culture, equally important is ensuring that your wealth and financial strategies are protected and aligned...
Charitable Giving Considerations for Americans Living Abroad
Charitable giving is a way for American expats to contribute to causes they care about, even while living abroad. However, the process and tax implications of charitable donations is different for expats compared to living in the US, and it can vary depending on your...
Financial Planning Considerations for Americans Buying Real Estate Abroad
Many Americans choose to purchase a property abroad, whether as a main home, vacation home, retirement home, for rental income, or for investment diversification. There are lots of factors to consider though from a financial planning perspective, from whether you...
9 Tax Efficiency Strategies for Americans Living and Investing Abroad
Living and investing abroad as an American offers unique opportunities but also comes with sometimes complex challenges. Navigating the tax systems of both the United States and your host country requires strategic planning and specialized advice to avoid double...
Financial Planning Considerations for American Digital Nomads
With remote work becoming more accepted, and the world increasingly interconnected, many Americans are choosing the digital nomad life. Living abroad while working remotely offers the allure of new cultures, vibrant cities, new friends and adventures, and a great...
Understanding PFICs and Why US Expats Should Avoid Investing in Foreign Mutual Funds
If you are a US expat, investing in foreign mutual funds might seem like a straightforward and attractive option. However, significant US tax complications are associated with non-US registered pooled investments such as mutual funds, which the IRS classifies as...
What Americans Living Abroad Need to Know About Foreign Pension Plans
If you're a US expat living abroad and wondering whether to save for retirement in a local or US pension, or if you have acquired a foreign pension plan during your time living and working abroad, there are several important factors to bear in mind. As an American...
Why Americans Buying Property Abroad Is No Longer a Foreign Concept
For adventurous Americans seeking to expand their horizons and embrace new opportunities, owning real estate abroad offers a gateway to diverse cultures, lifestyles, and investment possibilities. From sun-soaked beachfront retreats to historic urban dwellings and...
Join in the 2024 US Expats Financial Survey
Sponsored by IAM and EuroAmerican Financial Advisors, leadings providers of financial planning and investment advice for American expats, the 2024 US Expats Financial Survey, aims to find out about the main financial questions and challenges facing US expats in 2024....
How to Choose a Wealth Manager for US Expats
As an American living abroad, managing your finances can be challenging, especially when it comes to wealth and asset management. Working with a wealth manager who is familiar with the nuances of cross-border investment is the best solution to address the unique needs...
What is Citizenship-Based Taxation? A Guide for Americans Living Abroad
With according to some estimates nine million Americans living abroad subject to US taxation overseas, in this article, we aim to break down what citizenship based taxation is, the implications for American expats, strategies to mitigate double taxation, and some...
International Estate Planning Considerations for US expats
US expats face numerous financial cross-border challenges, including international estate planning. The first step to mitigating this challenge should be understanding the rules relating to domicile and residency, taxation, and asset distribution in both the US and...
FATCA Guide for US Expat Investors
Many American expats first find out about FATCA (the Foreign Account Tax Compliance Act) when they receive a letter from their foreign bank or brokerage asking them to confirm their US tax compliance. Receiving this letter is typically unexpected, and can also be...
IRAs and Roth IRAs for American Expats Explained
As a US expat, retirement planning and investment decisions can be more complicated than for Americans in the States. Navigating two countries’ tax landscapes and understanding how different retirement accounts can be beneficially utilized is a central pillar of...