Americans Moving to the UK
Financial Planning and Investing Considerations for Americans Moving to the United Kingdom
The UK is one of the most popular destinations for Americans moving abroad, thanks to its incredible cities, history, and culture.
Moving to the UK comes with financial planning and investing challenges though, many of which should ideally be considered before you move, or as soon as possible afterwards. Seeking advice as soon as possible can make a significant difference to your financial situation.
The financial challenges that Americans in the UK face include maintaining and opening US brokerage accounts as an expat, retirement planning, how and where to invest, minimizing currency exchange loss, US and British tax optimization, and international estate planning.
Download our guide below or schedule a consultation.
Our Story
International Asset Management is an independent financial advisory firm with extensive experience serving Americans in the UK.
We provide investment advice and financial planning services tailored for Americans in the UK. The financial issues faced by Americans in the UK are quite different compared to Americans living within the United States due to cross-border taxation, currency fluctuations, as well as global investment questions.
We are regulated and licensed by the US Securities and Exchange Commission as a Registered Investment Advisor. We offer Americans in the UK a personalized and optimized service, transparent fees, easy communication, tax efficient investment strategies; and most importantly the peace of mind that comes from dealing with an investment advisory firm that has specialized in financial planning and investment management for Americans living abroad since 2002.
We’ve created an in-depth guide to the financial planning considerations for Americans moving to the UK, which you can download below.
IAM Financial Planning Considerations Guide for Americans Moving to the UK
Enter your details below to download our guide to financial planning considerations for Americans moving to (or living in) the UK.
Our Services
Investment Management
Many Americans living in the UK face difficulties maintaining accounts with US brokerage firms and working with US-based investment advisors. We offer our clients in the UK a compliant brokerage solution and investment management services that don’t require a US address and that can accommodate taxable investment accounts, trust accounts, or retirement accounts. We can also exchange currencies at favorable rates.
At IAM, we build a personalized investment strategy for you as an American in the UK. We work with our partners and utilize our expat-compliant investments and brokerage accounts to implement the strategy and make tactical adjustments when necessary. In this way, we ensure that you remain optimally on track to meet your financial goals.
Financial planning
We have the experience and knowledge to manage cross-border portfolios in a tax efficient manner in both the US and the UK while also mitigating risks arising to your wealth or income from dollar/pound currency movements. We have advisors with both the US Certified Financial Planner (CFP) designation, and the Certified Financial Advisor (CFA) designation.
At IAM, our financial planning process encompasses the additional complexities that living as an American expat in the UK entails while maintaining an unwavering focus on your financial goals. We also address non-investment issues such as estate planning, US and British taxation, education planning for children or grandchildren, and retirement considerations.
Retirement planning
At IAM, we will create a retirement plan based on your plans and aspirations, that will minimize taxes and currency exposure, and which is globally diversified.
We understand that when you retire, whether in the UK or back in the USA, you may want to maximize travel and leisure in the early years of your retirement when you are most active, and we will stress test our plans using historical scenarios like the global financial crisis, pandemics, and periods of high and low interest rates, to ensure you are prepared and protected for whatever may come.
We also work with partners to ensure your cross-border estate plan and insurance cover your situation and plans.
Why IAM?
We are independent fiduciary advisors, licensed and regulated in the US, with extensive experience providing financial planning and investment advice for Americans living in the UK. We have the knowledge and experience to manage your investments compliantly and tax-efficiently, while minimizing risks of losses due to currency movements.
We take a holistic approach, learning about your current situation, future plans, and investment goals. Our advisors are or have been expats themselves, so we fully understand the issues and challenges Americans living outside the USA face, as well as the peace of mind that comes from trusting your finances to experts, allowing you to relax and enjoy the great adventure of living abroad.
Ready to Plan Your Move to the UK?
Schedule a complementary consultation to discuss your options.
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When you’re ready, sign our Know Your Client form and advisory agreements online.