Portfolio Management
Discretionary management frees you from the time commitment necessary to successfully research and oversee an investment portfolio
Our Portfolio Management service is intended for clients who wish to leave the day-to-day supervision of their investments in the hands of a professional.
An IAM portfolio manager assists you in selecting an investment strategy that is appropriate for your goals and needs. The manager puts the strategy into effect, supervises your investments on a day-to-day basis, and submits to you quarterly updates and a comprehensive yearly performance review.
Discretionary management frees you from the time commitment necessary to successfully research and oversee an investment portfolio. Even if you are a knowledgeable investor, it may be more time-effective to focus your energies on your career and family life and leave the active monitoring of your investments to us.
Our Investment Policy Statement is your written assurance that your portfolio will be managed according to an agreed upon strategy. We look after the day-to-day management and advise you if a change of strategy should be considered. You always have access directly to the portfolio manager, not to a middleman, and our reasons for each investment decision we make on your behalf are logged and available to you upon request.
Our portfolio management clients also benefit from discounts on financial planning services and from a fee-based or performance-based fee structure. Our fee structure ensures that IAM’s interests are aligned with those of our clients. We do not believe in a commission-based compensation scheme since this would reward an advisor for making trades in a client’s account rather than for making the account increase in value.
Portfolio Advisory Service
For clients who wish to work with a portfolio manager to put in place a long-term, buy-and-hold type investment strategy
Our Portfolio Advisory service is intended for clients who wish to work together with a portfolio manager to put in place a long-term, buy-and-hold type investment strategy based upon individual goals and needs. This service is ideal for investment accounts where the investment options are limited, such as 401k or other types of retirement accounts that are limited to a selection of mutual funds or other types of pooled investments. Or this service can also be employed where the client simply prefers a buy-and-hold investment strategy that focuses on long-term goals and does not attempt to make tactical portfolio adjustments in response to changes in investment climate.
Your advisor works with you to optimize your strategy based upon your risk tolerance, return expectations, and market conditions. This affords you the opportunity to take advantage of a professional portfolio manager’s knowledge and experience while keeping advisory costs low.
Your IAM portfolio manager monitors your account on a quarterly basis and makes changes as necessary, always in keeping with the overall investment strategy. This strategy is outlined in your Investment Policy Statement and updated as necessary on a yearly basis. You receive a comprehensive yearly performance review, quarterly statements, and on-line access to your account.
For less than the cost of many mutual funds, our portfolio advisory service provides a personalized investment strategy based upon your specific investment goals. Unlike with mutual funds, you always know which investments you hold in your portfolio and you are not constrained to any investment category.