Financial challenges for Americans living and investing abroad include currency exchange rate risk, multi-jurisdiction tax and reporting rules, and cross-border diversification. On the flip side, residing overseas can broaden the scope of investment opportunities,...
With the holidays upon us once again, it’s an ideal time to review your finances to explore tax-saving opportunities and generally ensure that you’re in the best possible shape before the end of the year. In this article, we highlight some of the most important...
Living abroad as an American expat with a non-US citizen spouse introduces some interesting financial planning questions relating to asset ownership, estate planning, and tax filing, and the decisions you make can have a significant effect on your finances. In this...
Living abroad as a US expat comes with a unique set of financial challenges, including saving for your children's education. In the United States, there are several tax-advantaged accounts designed specifically for education savings. The most popular type of plan are...
Expats frequently need to transfer money to and from the US for regular expenses or significant purchases like real estate. However, these international transfers expose them to foreign exchange risk due to currency value fluctuations. Furthermore, investments held in...
Being an American expat adds a layer of complexity to your financial planning. US reporting requirements, currency considerations and investing limitations combine to make financial planning quite different from living in the United States. Finding a financial advisor...
The excitement of embarking on an international adventure is often accompanied by an unexpected financial hurdle. A significant number of US brokerage and investment firms are reluctant to hold accounts for US expats. However, this reluctance isn't on a whim; it stems...
In partnership with Tax Samaritan, IAM is proud to be hosting 3 upcoming informational events for Americans living abroad in different regions of the world. Topics covered will include: 1 - In general, how does an investment strategy differ for expats? 2 - Should...
Living in a foreign country brings about unique challenges and opportunities when it comes to retirement planning. One such challenge faced by Americans planning on retiring abroad is navigating two different financial and tax systems. In this article, we will explore...
Thailand, sometimes known as the "Land of Smiles," is a culturally vibrant country offering an array of investment opportunities. However, navigating the financial planning landscape as an American expat requires a detailed understanding of the opportunities and...
Tom Zachystal is President and Chief Investment Officer at International Asset Management, which specializes in financial planning and investment advice for Americans moving or living abroad. Tom has an MBA in Global Management from Thunderbird University in Glendale, Arizona, and holds the Chartered Financial Analyst (CFA) credential, and is a Certified Financial Planner™ (CFP™) practitioner. Tom has been providing investment advisory services to overseas Americans for over 20 years.
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