Last updated 2026 Many Americans are surprised to discover that simply moving abroad can put their US brokerage account at risk. Accounts that have been open for years or sometimes even decades can suddenly be restricted or closed after a change of address. This can...
While moving abroad can feel like a thrilling leap into a better life, for Americans, living overseas adds financial complexities that most expats don’t know too much about before they move. Perhaps your income is in a different currency than the one where you’ll be...
Living abroad brings adventure and opportunity, but managing your finances as a US expat can be complicated. Finding the right banking options as an American abroad is essential to minimize fees, access your money globally, and stay compliant with US compliance rules....
Life as a perpetual traveller feels like freedom, with no lease, no routine, and no commute. Your home is wherever you roam. For many Americans, it’s the dream life: exploring Lisbon one month, working from a beach café in Thailand the next. As you travel, it’s...
Moving abroad as an American opens up a world of opportunity, but also a variety of financial questions. How do you protect your income? What happens to your retirement accounts? Will your US health insurance still cover you? And what about life insurance and estate...
Living in Antarctica is a once-in-a-lifetime adventure. You’re thousands of miles from the nearest bank, have limited access to the internet, and are surrounded by ice. But even when you’re off the grid, your financial life can’t be. Whether you’re a scientist...
The Philippines, known for its rich culture and warm hospitality, offers a unique and dynamic environment for US expats seeking investment opportunities. However, managing finances in the Philippines requires an understanding of both US and Philippine tax rules, as...
Charitable giving is a way for American expats to contribute to causes they care about, even while living abroad. However, the process and tax implications of charitable donations is different for expats compared to living in the US, and it can vary depending on your...
US expats face numerous financial cross-border challenges, including international estate planning. The first step to mitigating this challenge should be understanding the rules relating to domicile and residency, taxation, and asset distribution in both the US and...
With the holidays upon us once again, it’s an ideal time to review your finances to explore tax-saving opportunities and generally ensure that you’re in the best possible shape before the end of the year. In this article, we highlight some of the most important...
Tom Zachystal is President and Chief Investment Officer at International Asset Management, which specializes in financial planning and investment advice for Americans moving or living abroad. Tom has an MBA in Global Management from Thunderbird University in Glendale, Arizona, and holds the Chartered Financial Analyst (CFA) credential, and is a Certified Financial Planner™ (CFP™) practitioner. Tom has been providing investment advisory services to overseas Americans for over 20 years.
Find Tom on LinkedIn